Insuring Grounds Care Equipment

Making sure grounds care equipment and its use is insured is an important element of good grounds management. There are several significant reasons why equipment needs to be insured, including:
• Compliance with laws: If equipment is used in public spaces or roads then there can be a legal requirement to have insurance for the equipment used in those locations.
• Covering liabilities: If there is an accident or injury caused through the use of equipment, then this helps protect owners from financial liabilities and legal claims.
• Protect against theft, damage or breakdown: Equipment can be very expensive to purchase and repair, so insuring against potential losses to aid repair or replacement of equipment is needed to ensure the production of a sports pitch can continue with minimal delay.
• Maintain commitments, especially contractual: If there is a contractual requirement to provide a service then ensuring equipment is readily available will contribute to delivering the service. This is another reason for insuring against theft, damage or breakdown.
• Provide medium to longer term stability for an organisation: Protecting investments in equipment helps to aid planning and supports the stability of an organisation.

Identifying an appropriate insurance company or broker helps to provide the necessary piece of mind. Examples of providers that volunteer clubs have indicated in social media that they have used during the early 2020s, include:
• A-Plan.
• Aviva.
• Blue Fin.
• Countryside Motor Insurance.
• Insure4Sport.
• Mann Broadbent.
• Markel.
• NFU Mutual.
• Rowett Insurance Broking Ltd.
• Towergate.
• Trust Insurance.